Terms of Service for HealthCareGov.App and Health Insurance Referral Services

Effective Date: [09/10/2024]

  1. Acceptance of Terms

Welcome to HealthCareGov.App (“we,” “us,” “our”). By accessing or using our website, mobile app, or services (collectively referred to as the “Services”), you (“User,” “you,” “your”) agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you should immediately stop using the Services.

These Terms constitute a legally binding agreement between you and HealthCareGov.App. Please read these Terms carefully before using the Services.

  1. Description of Services

HealthCareGov.App provides a health insurance referral service. We collect your personal information and health insurance preferences, then connect you with licensed health insurance agencies that can provide you with quotes or insurance plans. By using our Services, you agree that:

  • You are authorizing us to collect your information and contact you.
  • You consent to be contacted by phone, email, or SMS for the purpose of discussing health insurance options.
  • You consent to have your information shared with licensed health insurance agencies for the purpose of securing insurance quotes or plans.
  1. Eligibility

By using our Services, you represent that:

  • You are at least 18 years of age.
  • You reside in the United States or its territories.
  • You have the legal capacity to enter into a binding contract.
  • The information you provide to us is accurate and up to date.
  1. User Responsibilities

By using our Services, you agree to:

  • Provide accurate, current, and complete information about yourself.
  • Maintain the security of your account (if applicable) and accept responsibility for all activities that occur under your account.
  • Use our Services in compliance with applicable laws, regulations, and these Terms.
  • Not use the Services for any illegal, fraudulent, or unauthorized purposes.
  1. Third-Party Services and Links

Our Services may include links to third-party websites or services, such as health insurance providers. We are not responsible for the content, accuracy, or availability of any third-party websites or services. You acknowledge that your use of any third-party websites or services is subject to the terms and conditions and privacy policies of those third parties.

  1. No Endorsement

HealthCareGov.App does not endorse, recommend, or guarantee any specific health insurance agency or provider. We provide referrals to licensed agencies, but we do not have control over the insurance products they offer. You are solely responsible for assessing and selecting any health insurance products or services provided to you.

  1. Communications

By providing your contact information and using our Services, you agree to receive communications from us and our partners, including phone calls, SMS messages, and emails. These communications may be related to your insurance inquiries, requests for quotes, and other service-related purposes. You can opt-out of marketing communications at any time by following the instructions provided in those communications.

  1. Disclaimers and Limitation of Liability
  • No Guarantee of Coverage: HealthCareGov.App does not guarantee that you will be offered health insurance coverage by any licensed health insurance agency.
  • Disclaimer of Warranties: The Services are provided on an “as is” and “as available” basis. We make no representations or warranties, express or implied, about the accuracy, reliability, or availability of our Services.
  • Limitation of Liability: To the maximum extent permitted by law, HealthCareGov.App and its affiliates, employees, and partners shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use of our Services, including but not limited to any loss of data, loss of revenue, or damage to your computer systems or mobile devices.
  1. Indemnification

You agree to indemnify, defend, and hold harmless HealthCareGov.App, its employees, agents, and partners from any claims, damages, liabilities, losses, or expenses (including attorney’s fees) arising out of or related to your use of the Services, your violation of these Terms, or your violation of any third-party rights.

  1. Termination

We reserve the right to suspend or terminate your access to the Services at our sole discretion, without prior notice or liability, for any reason, including but not limited to your breach of these Terms. Upon termination, all provisions of these Terms that, by their nature, should survive termination (e.g., limitations of liability, disclaimers, indemnification) shall remain in effect.

  1. Changes to the Terms

We may update these Terms from time to time. When we do, we will revise the “Effective Date” at the top of this page. We will notify you of any material changes by posting a notice on our website or sending you a notification. By continuing to use our Services after any changes to these Terms, you agree to be bound by the updated Terms.

  1. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms shall be exclusively brought in the state or federal courts located in Florida, and you consent to the jurisdiction and venue of such courts.

  1. Dispute Resolution

Any disputes arising from or relating to these Terms or our Services will be resolved through binding arbitration, conducted in accordance with the rules of the American Arbitration Association. Arbitration will take place in Broward County, Florida. You agree to waive any right to participate in a class-action lawsuit or class-wide arbitration.

  1. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and HealthCareGov.App regarding your use of the Services and supersede any prior agreements or understandings.

  1. Contact Us

If you have any questions about these Terms or our Services, please contact us:

Email: support@healthcaregov.app
Phone: (954)369-0001
Address:1309 Coffeen Avenue STE 1200 Sheridan Wyoming 82801

By using our Services, you acknowledge that you have read, understood, and agree to these Terms of Service.