Important Information About Your 1095-A Form

Your 1095-A contains details about the Marketplace health plans that anyone in your household had in 2023. This form is provided by the Marketplace, not the IRS. Be sure to keep your 1095-A with your other important tax documents, such as your W-2s.

How to Access Your 1095-A Online

1. Log in to your Marketplace account.
2. Under “Your applications,” select your 2023 application — not your 2024 application.
3. Click on “Tax Forms” to download all of your 1095-A forms.
   • If you cannot locate your 1095-A, contact the Marketplace Call Center.

What’s on Form 1095-A and Why It’s Important

Your 1095-A includes:

• Premiums paid
• Premium tax credits used
• The “second lowest cost Silver plan” (SLCSP) information

You’ll need these details to complete Form 8962, Premium Tax Credit, to reconcile any differences between the premium tax credit you received and the amount you were eligible for.

Ensuring the Accuracy of Your 1095-A

• Review Carefully: Read the instructions on the back of the form and verify all information, especially the “second lowest cost Silver Plan” (SLCSP) details in Part III, column B. If you notice any errors, such as a “0” or a blank for a month when you had coverage, or if there were household changes you didn’t report to the Marketplace, contact the Marketplace Call Center immediately.

Reconciling Your Premium Tax Credit

Once your 1095-A and SLCSP information are accurate, use them to complete Form 8962 and reconcile your premium tax credit. You can follow a step-by-step guide to ensure the process is smooth.

Common Questions About Form 1095-A

• Why Might You Receive More Than One 1095-A? You might receive multiple forms if:

  • You changed Marketplace plans during the year.
  • You updated your application with new details, like adding or removing a family member, or moving, which led to a new enrollment.
  • Different household members were enrolled in different plans.
  • There are more than five members on the same plan.

  If you believe you’re missing a 1095-A or if any information appears incorrect, reach out to the Marketplace Call Center.

• What if You Paid Full Price for a Marketplace Plan? You’ll still receive a 1095-A. In this case, Part III, Column C should be blank or show “0.” To check if you qualify for a premium tax credit based on your final income, complete Form 8962. If you don’t qualify, you don’t need to include Form 8962 when filing your taxes.

• What if You Had Marketplace Coverage for Part of the Year? Your 1095-A will reflect only the months you were covered by a Marketplace plan. If you think there’s an error, contact the Marketplace Call Center.

• What if You Receive a Corrected 1095-A After Filing Your Taxes? If you’ve already filed your tax return using an earlier version of the form, you may need to file an amended return with the updated information.

• How to Access a 1095-A from a Previous Year Simply log into your Marketplace account, select the application for the relevant year, and then choose “Tax Forms” to download that year’s 1095-A.