Privacy Policy for HealthCareGov.App and Health Insurance Referral Services
Effective Date: [09/05/2024]
1. Introduction
Welcome to HealthCareGov.App (“we”, “us”, “our”). This Privacy Policy explains how we collect, use, share, and protect the personal information of users (“you”, “your”) who access our website, app, and services. Our services involve collecting information from users interested in health insurance options and connecting them with licensed health insurance agencies.
By using our services, you agree to the practices outlined in this Privacy Policy. If you do not agree with this Privacy Policy, please do not use our services.
2. Information We Collect
We collect personal information when you use our services, including but not limited to:
Personal Identification Information: Name, address, phone number, email address, and other contact details.
Health-Related Information: Information regarding your health insurance needs, preferences, and eligibility.
Demographic Information: Age, gender, zip code, and household size.
Communications: Any correspondence, feedback, or messages you send to us.
Usage Data: Information about your interactions with our website, app, or services (IP address, browser type, device type, etc.).
3. How We Use Your Information
We may use your personal information for the following purposes:
Service Delivery: To collect information from you and connect you with licensed health insurance agencies that can provide you with health insurance quotes or options.
Communication: To contact you via phone, email, or SMS for the purpose of discussing your insurance needs, eligibility, and referral to partner insurance agencies.
Transfer to Licensed Agencies: Once we’ve gathered your information, we may share it with licensed health insurance agencies to assist in providing you with health insurance options.
Marketing and Advertising: To send you promotional materials or updates about our services, subject to your preferences and applicable laws.
Improvement of Services: To improve the user experience, enhance website functionality, and analyze usage trends.
4. Information Sharing and Disclosure
We do not sell your personal information to third parties. However, we may share your information in the following situations:
With Licensed Health Insurance Agencies: To connect you with agencies licensed to offer health insurance coverage in your area.
Service Providers: We may share your information with third-party service providers that help us operate our services (e.g., call centers, email service providers).
Legal Requirements: If required by law, regulation, or legal process, or to protect our rights, users, or the public, we may disclose your information.
Business Transfers: In the event of a merger, acquisition, or sale of our assets, your information may be transferred to the new entity as part of the business transition.
5. Your Rights and Choices
You have certain rights regarding your personal information, including:
Access & Correction: You can request access to your personal information and ask us to correct or update inaccurate data.
Opt-Out: You can opt-out of receiving marketing communications from us at any time by following the instructions in those communications or contacting us directly.
Do Not Call List: If you no longer wish to receive phone calls from us or our partners, you may opt-out by contacting us.
Data Deletion: You may request the deletion of your personal information, though we may retain some information to comply with legal obligations.
6. Data Security
We implement industry-standard security measures to protect your personal information from unauthorized access, use, or disclosure. However, no system is completely secure, and we cannot guarantee the absolute security of your data.
7. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we learn we have collected personal data from a child under 18, we will delete it promptly.
8. Third-Party Links
Our website or app may contain links to third-party websites or services. This Privacy Policy does not apply to those third-party websites, and we encourage you to review their privacy policies before providing any personal information.
9. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date. Your continued use of our services after any changes indicates your acceptance of the updated Privacy Policy.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: compliance@healthcaregov.app
Phone: [(954)369-0001]Address: [1309 Coffeen Avenue STE 1200 Sheridan Wyoming 82801]
By using our services, you acknowledge that you have read, understood, and agree to this Privacy Policy.